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Classic Scooter Insurance

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Get tailored classic scooter insurance from Bikesure with optional extras like agreed value, modification and breakdown cover. We can insure all classic and vintage models with policies rated 5 stars by Defaqto.

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Case Studies

Why choose Bikesure for classic scooter insurance?

With a team made up of many motorcycle enthusiasts, we’re well equipped to provide you with classic scooter insurance that matches your needs and budget. We can cover all classic and vintage scooters, including modern classics, and our cover can be tailored to suit your needs.

Here are just some of the optional extras you can get with your policy:

  • Helmet and leathers cover
  • Agreed value cover
  • Special events cover for rallies and events
  • Zero excess policies available
  • Free European green card cover for up to 90 days
  • Free UK breakdown cover on some classic schemes
  • Cover for rare and high-value classics that may be difficult to insure elsewhere
  • Legal cover up to £100,000 included free of charge
  • Personal injury and road range cover
  • Laid-up cover
  • Cover for all riders, including those with motoring or criminal convictions

Get 5-star-rated insurance for your classic scooter

We’re rated 5 stars by Defaqto. This means that independent experts at Defaqto have reviewed our motorcycle insurance and concluded that it’s worthy of the company’s highest rating.

So you can rest assured that you’ll receive “an excellent product with a comprehensive range of features and benefits” when you take out a classic scooter insurance policy with us.

What policy do I need for classic scooter insurance?

There are three main types of policies to choose from: third party only, third party, fire and theft, and fully comprehensive cover. We can also cover your classic scooter and vintage scooters on a laid-up policy.

Third party only

This is the minimum level of cover required to legally ride your classic scooter on public roads. If you’re involved in an at-fault accident, this will cover the cost of any damage or injury sustained to a third party, their property and their vehicle.

Third party, fire and theft

Third party, fire and theft includes everything in a third party insurance policy, but your bike is also covered against fire and theft.

Fully comprehensive cover

Fully comprehensive insurance includes everything in the above two tiers, plus it also covers the cost of damage to your motorcycle.

Laid-up cover

If you’re a collector and own multiple classic or vintage bikes that are locked up safe for the majority of the year, or you tend to only take your bike out when the weather’s sunny, our laid-up insurance can help protect against theft and fire when your bike isn’t in use.

Specialist insurance policies for vintage scooters

If you own a scooter that’s over 30 years of age, you might find that a classic scooter insurance policy doesn’t completely fit your needs. This is because it might not take into account the true value of your bike and other aspects like replacement parts being harder to source.

We offer specialist insurance for vintage scooters that takes all of this into account and more. Plus, we can offer agreed value cover for your scooter, meaning we agree on an amount you’ll be paid out in the event of a total loss, giving you peace of mind that you’ll be paid out closer to the bike’s worth.

How much is classic scooter insurance?

The cost of your classic scooter insurance depends on a number of factors, including your riding history, any no claims bonus (NCB) you’ve built up, and how you use your bike.

That being said, many policies for classic scooters tend to be more affordable than the cost of standard scooter insurance when you get a quote with us. This is because we know that many classic bike owners are enthusiasts who will take good care of their scooters.

How to get more affordable classic scooter insurance

There are a number of ways you can reduce the cost of your cover. Here’s what we find helps our clients secure more affordable insurance:

  • Join an owner’s club or forum: this tells us you’re an enthusiast and we can provide a discount of up to 15% on your cover
  • Get a limited mileage policy: if you ride for less than 7,500 miles in a year, let us know and we can put you on a low mileage policy to help you save money
  • Take out multi-bike cover: if you need to insure multiple bikes, we can provide discounted cover
  • Up your security: use insurance-approved security for your scooter so it’s less likely to be stolen as this can help lower your premium

Classic scooter insurance for young and new riders

A classic 125cc scooter is an excellent option for new and young riders who have just passed their CBT. If you’re looking to get on the road at 17, give us a call for a quote. We can also cover 16-year-old AM licence holders who want to ride a classic 50cc bike – so long as you have a guarantor.

Tailored classic and vintage scooter insurance

We understand that no two scooters are the same, especially when it comes to a cherished classic or vintage model. Whether you own a classic Chinese scooter, Vespa or Lambretta, we can find you cover that meets your needs and budget. We can even cover retro scooters so you don’t have to choose between style and technology.

And that’s not all; if you’ve modified your classic bike to suit your style, to provide extra power, or to restore it to its original beauty, we can help. We’re able to cover classic and vintage scooters during the restoration process too.

Extra benefits for classic scooter insurance

We offer a number of comprehensive protection packages, which are a more affordable way of getting a number of optional extras such as helmets and leathers cover, legal cover, and breakdown cover.

We also offer a number of optional extras which you can add to your insurance policy. This allows you to tailor cover to meet your needs. You can pick and choose from our full range of extras:

Classic scooter insurance FAQs

How old does a scooter have to be to get classic insurance?

The age a scooter has to be before it’s deemed a “classic” is the source of much debate, and you might find that the definition differs between insurance companies. As a general rule, we deem bikes over 15 years old to be classics, and scooters over 30 years old to be vintage.

That being said, if you have a particularly rare model that’s younger than this, or one that’s considered a “cult classic”, we can sometimes put your bike on a classic scooter insurance policy even if it doesn’t fit the above definition.

How does classic scooter insurance differ from standard cover?

There are several ways classic scooter insurance differs from standard cover. For a start, insurance for older vehicles is usually more affordable than for more modern bikes. This is because owners with classic models are generally seen as less of a risk to insurers and are known to treat their bikes well.

The cover might also differ too. For instance, many classic models aren’t insured for their actual worth and so, in the event that they are damaged or written off, you’re paid out a much lower value than you might think. With classic scooters, you can often take out agreed value cover, which will allow you to reach an agreement with your insurer on how much you would be paid out if your bike was totalled.

Policy Upgrades / Add Ons
Case Studies
Existing customers please call
Defaqto five star expert rated for Motorbike Insurance 2025

Insurance fit for a King

Four-time World Champion and King of The Jungle Carl Fogarty teams up with Bikesure Insurance

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“I paid just £72.40”

David (46), Cambridgeshire

1966 Triumph T100SS

Call today for a quote!

CLICK HERE

Insurance to ride any bike

FROM £FROM £29.99

Agreed Value Insurance

FROM £45.00

Helmet and leathers

FROM £35.00

Keycare Insurance

FROM £23.00

Motorcycle Breakdown

FROM £62.00

Policy Upgrades

Bikesure offer a range of upgrades and extra benefits, at low prices, so you can add just the additional cover you need to your policy without breaking the bank.

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Legal Cover (Free)

All motorcycle policies purchased through Bikesure come with £100,000 of legal expenses cover completely free of charge. You will also have access to a 24 hour claims hotline and a dedicated claims handler, a suitable replacement vehicle (where eligible) in the event of a non-fault claim, and access to a panel of legal experts to help you through any litigation. Other brokers and insurers charge up to £32 or more for similar cover. This policy is underwritten by Financial and Legal Limited.

Helmet & Leathers Cover

Replacing your helmet and leathers can be expensive and inconvenient as you have to either stop riding or compromise your safety by riding without protective clothing. Protect up to £1,500 worth of protective clothing for just £35.00 or up to £3,000 worth for £40.00. This helps cover the costs involved with replacing your helmet and protective clothing in the event of a motorcycle accident so you can get back on the road as soon as possible. Underwritten by Trinity Lane Insurance Company Ltd.

Breakdown

The nightmare of your motorcycle breaking down puts all of your plans on hold. Hanging around by the roadside for hours, thwarted plans and costly callout charges mean that a comprehensive breakdown policy is an essential consideration for any biker. For just £62.00 a year, when bought with a motorcycle insurance policy, Bikesure Rescue includes gold-standard cover for the insured motorbike including UK and European Roadside Assistance and Recovery, puncture repair, transport to your destination, back home, or to a garage, and emergency accommodation costs, and can even provide you with a similar hire bike to get you on the road again quickly. Get complete roadside peace of mind today. The policy is underwritten by Trinity Lane.

Keycare

If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.

For just £23.00 a year, our keycare insurance policy will cover locksmith expenses, replacement locks and keys, bike immobilizer replacement costs, vehicle hire costs, and transport costs if you’re stranded, up to a value of £1,500.

We’ll pay out if your keys are stolen, locked inside your home, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.

For more information and to add keycare to your policy, speak to a member of our team today.

Personal Accident Cover

Nobody likes to think about the possibility of suffering a bodily injury in an accident, but unfortunately it can happen. Personal Accident Cover will pay out additional compensation in the event of accidental death, loss of sight, loss of limbs and road rage assault. The policy offers £25,000 of personal accident cover for only £19.00 a year. The policy is underwritten by Trinity Lane Insurance

Licence Defence

With access to legal advice when you need it most, and providing help negotiating some of the most complex legal and police paperwork, Licence Defence’s expert team could help any biker to avoid making mistakes while contesting their conviction or fine. To find out more about Licence Defence, and how it could help you for just £19.99 a year, contact our team today on 0800 369 8580

Excess Protection

If you are liable for a claim on your motor insurance policy (including non-fault claims where within 6 months you have been unable to recover your excess from a liable third party), this policy will reimburse any excess you have paid, up to a maximum of £300, £500 or £2,000 (dependent on premium paid) in the event of a claim. Protect your excess today from as little as £37.00. The policy is underwritten by Trinity Lane.

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Better Insurance for Classic Bikes

Zero excess, and I can ride my friends’ bikes!

“When I bought a classic motorbike I didn’t realise I’d have trouble getting the cover I needed. I had always ridden modern motorbikes and regularly took advantage of the ‘riding other bikes’ clause on my insurance – but it seems this cover isn’t available on classic bike insurance. Amazingly, Bikesure gave me this cover, and with a zero excess, all at classic bike insurance rates.”

Sample Quotes

1973 Suzuki GT250

Jeremy is 36 and has always loved classic bikes, so as soon as he passed a fulll bike test, he bought a 1973 Suzuki GT250 for £2,500. He lives in Bridport (DT6) and has a clean licence and will be using his bike for social, domestic and pleasure purposes – he’ll probably be taking it to the seaside on sunny weekends

Jeremy’s fully comprehensive quote is a snip at just £129.44, with third party, fire and theft cover an even cheaper option at £114.80.

1965 BSA Bantam

Ashley is 26 and from Aberdeen (AB15). As a self-certified hipster, he loves the retro styling and classic appeal of the 1965 BSA D175 Bantam, which he bought two years ago, and in its current condition is valued at £3,000. Ashley passed his full bike test five years ago and has a clean licence

His rate is a mere £92.83 for fully comprehensive SD&P cover.

Call today for a quote!

Get a cheaper quote over the phone by speaking to our friendly, expert staff today.

From our Norfolk-based offices, our teams of insurance experts are ready to take your call, and to help you get great cover at a great price.

Just click the callback button and we’ll give you a call at a time that suits you.

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Insurance to ride any bike

Ever fancied borrowing a friend’s or family member’s bike, but been worried that you might not be insured should you have an accident?

With Bikesure’s “ride any bike” insurance, you could add the equivalent of comprehensive insurance to your policy while you ride other people’s bikes – leaving you and the owner safe in the knowledge that you’re covered, whatever happens.

With up to a £10,000 claims limit, accidental damage, third party, fire, and theft cover included, and no need to let us know every time you borrow a new bike, you’ll be free to hop on and hit the road whenever you like.

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Agreed Value Insurance

Whatever bike you ride, from a scooter to a cruiser, dirt bike to superbike, you want to know that you can claim back the full value of your bike if it’s written off.

With agreed value insurance from Bikesure, we’ll work with you to agree the true value of your bike when you take out a policy, and make sure that you get that sum back when you need to claim – helping you to fund a replacement bike without leaving you out of pocket.

Find out more
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Helmet and leathers

It’s no secret that your helmet and leathers are some of the most important items for staying safe on a bike – and that they can cost hundreds of pounds to replace if damaged.

For just £29.99 a year, our helmet and leathers insurance will cover up to £1,500 in the costs involved with repairing or replacing your leathers and helmet (or £40.00 for £3,000 in costs), including full leathers and other protective clothing, boots and gloves.

With a low £50 excess for each claim, insuring your protective kit could save you hundreds following an accident, and claims on your helmet and leathers policy won’t affect your bike no claims bonus.

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Keycare Insurance

If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.

For just £19.00 a year, our keycare insurance policy will cover locksmith expenses, replacement locks and keys, bike immobilizer replacement costs, vehicle hire costs, and transport costs if you’re stranded, up to a value of £1,500.

We’ll pay out if your keys are stolen, locked inside your home, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.

For more information and to add keycare to your policy, speak to a member of our team today.

Get a Quote

Motorcycle Breakdown

From just £62.00 a year, Bikesure Rescue provides gold-standard breakdown cover for your motorbike, offering 24 hour UK and EU roadside assistance and recovery, emergency accommodation costs, transport home, to a garage, or to a destination of your choice, and even an equivalent hire bike to help you get on your way after a breakdown.

We know that nobody wants to have their plans put on hold by a breakdown, or to be forced to hang around by the roadside for hours facing costly callout charges – so use Bikesure Rescue as your breakdown cover, and get motoring peace of mind at a price that suits you.

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