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Pit Bike Insurance

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Pit bikes are popular for their lightness, speed, and off-road capabilities. They are a great ride, but their small size and low weight make them a higher theft risk. That’s why here at Bikesure we offer specialist pit bike insurance that’s built around your lifestyle, where you store your bike, and the modifications you’ve made. Bikesure’s Defaqto 5 Star rated pit bike cover offers a comprehensive list of benefits.

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Pit Bike insurance designed around you

Bikesure are dirt bike and pit bike insurance specialists. We have exclusive access to a range of specially designed schemes, designed just for pit bike owners. We know that by owning a motorcycle like this, you are a motorcycle enthusiast and are more likely to ride with care and caution – and keep the bike somewhere safe. All this combined, this means  we can help you find cheaper insurance premiums.

We also offer helmet and leathers cover, personal accident cover and free cover for legal expenses so you know that when you take out pit bike insurance with us, we cover every aspect of being a motorcycle enthusiast.

Why choose Bikesure for pit bike cover?

At Bikesure, we pride ourselves on offering pit bike cover that’s tailored around you. When you call us, you speak directly to a fellow biking enthusiast based in our UK call centre – someone who truly understands your needs and your bike. 

We also understand the needs of bikers who modify their bikes and can cover these too. We can accommodate most changes.

Our policies come with a host of features designed to give you full peace of mind:

How to reduce costs for pit bike insurance

Looking to save on your pit bike insurance? Premiums can vary based on your experience, the security of your bike, and modifications. New riders often pay more, but storing your bike securely and choosing a lower-value model can help reduce your costs significantly. Here are some other ways to reduce your premium:

Benefit from 5-star-rated pit bike insurance

Bikesure’s pit biker cover is rated five stars by Defaqto star ratings, meaning our policies have been independently recognised for providing high-quality features and benefits. Rest assured that when you take out cover with us, you’re  choosing a provider known for reliability and comprehensive protection. Choosing a Defaqto 5-star rated insurer ensures you’re getting pit bike insurance with features that matter, backed by service you can count on.

Extras for your pit bike insurance 

A standard pit bike policy covers the essentials, but adding extra features can provide greater peace of mind. From enhanced legal protection to accident cover, we offer a range of add-ons available and optional protection packages to strengthen your policy.

Here are some popular extras you can include:

Get specialist pit bike insurance tailored to you

To get a tailored quote for pit bike insurance, we’ll typically ask for details like your riding experience, bike modifications, storage arrangements, and how often you ride. You can get started online or request a callback to speak with one of our experts. With exclusive schemes for pit bike riders, don’t miss out.

Pit bike insurance FAQs

How much is pit bike insurance?

The cost of pit bike insurance depends on factors like your age, riding history, and bike value. If you want to get an idea of how much your cover will cost, speak with us directly. We offer customised quotes to suit every rider. 

Do you need insurance for a pit bike?

Yes, if your pit bike is used on public roads or areas accessible to the public, you legally need insurance. For off-road use, specialist policies can protect against accidental damage.

Where can I ride a pit bike in the UK?

Pit bikes can be ridden on private land with the landowner’s permission. Riding on public roads requires a road-legal pit bike, insurance, and a valid licence. Always check that your policy covers your intended use, especially for events or off-road riding at recognised tracks. 

 Can you use a pit bike for motocross?

Yes, pit bikes can be used for motocross, especially on beginner tracks. However, it’s important to check if the pit bike meets the specific track requirements, as not all pit bikes are designed for high-impact or rough terrain. If you are considering a bike for motocross, make sure your motocross insurance policy covers competitive or off-road use. 

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Defaqto five star expert rated for Motorbike Insurance 2025

Insurance fit for a King

Four-time World Champion and King of The Jungle Carl Fogarty teams up with Bikesure Insurance

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“I paid just £72.40”

David (46), Cambridgeshire

1966 Triumph T100SS

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Insurance to ride any bike

FROM £FROM £29.99

Agreed Value Insurance

FROM £45.00

Helmet and leathers

FROM £35.00

Keycare Insurance

FROM £23.00

Motorcycle Breakdown

FROM £62.00

Policy Upgrades

Bikesure offer a range of upgrades and extra benefits, at low prices, so you can add just the additional cover you need to your policy without breaking the bank.

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Legal Cover (Free)

All motorcycle policies purchased through Bikesure come with £100,000 of legal expenses cover completely free of charge. You will also have access to a 24 hour claims hotline and a dedicated claims handler, a suitable replacement vehicle (where eligible) in the event of a non-fault claim, and access to a panel of legal experts to help you through any litigation. Other brokers and insurers charge up to £32 or more for similar cover. This policy is underwritten by Financial and Legal Limited.

Helmet & Leathers Cover

Replacing your helmet and leathers can be expensive and inconvenient as you have to either stop riding or compromise your safety by riding without protective clothing. Protect up to £1,500 worth of protective clothing for just £35.00 or up to £3,000 worth for £40.00. This helps cover the costs involved with replacing your helmet and protective clothing in the event of a motorcycle accident so you can get back on the road as soon as possible. Underwritten by Trinity Lane Insurance Company Ltd.

Breakdown

The nightmare of your motorcycle breaking down puts all of your plans on hold. Hanging around by the roadside for hours, thwarted plans and costly callout charges mean that a comprehensive breakdown policy is an essential consideration for any biker. For just £62.00 a year, when bought with a motorcycle insurance policy, Bikesure Rescue includes gold-standard cover for the insured motorbike including UK and European Roadside Assistance and Recovery, puncture repair, transport to your destination, back home, or to a garage, and emergency accommodation costs, and can even provide you with a similar hire bike to get you on the road again quickly. Get complete roadside peace of mind today. The policy is underwritten by Trinity Lane.

Keycare

If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.

For just £23.00 a year, our keycare insurance policy will cover locksmith expenses, replacement locks and keys, bike immobilizer replacement costs, vehicle hire costs, and transport costs if you’re stranded, up to a value of £1,500.

We’ll pay out if your keys are stolen, locked inside your home, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.

For more information and to add keycare to your policy, speak to a member of our team today.

Personal Accident Cover

Nobody likes to think about the possibility of suffering a bodily injury in an accident, but unfortunately it can happen. Personal Accident Cover will pay out additional compensation in the event of accidental death, loss of sight, loss of limbs and road rage assault. The policy offers £25,000 of personal accident cover for only £19.00 a year. The policy is underwritten by Trinity Lane Insurance

Licence Defence

With access to legal advice when you need it most, and providing help negotiating some of the most complex legal and police paperwork, Licence Defence’s expert team could help any biker to avoid making mistakes while contesting their conviction or fine. To find out more about Licence Defence, and how it could help you for just £19.99 a year, contact our team today on 0800 369 8580

Excess Protection

If you are liable for a claim on your motor insurance policy (including non-fault claims where within 6 months you have been unable to recover your excess from a liable third party), this policy will reimburse any excess you have paid, up to a maximum of £300, £500 or £2,000 (dependent on premium paid) in the event of a claim. Protect your excess today from as little as £37.00. The policy is underwritten by Trinity Lane.

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Pit Bike Insurance Made Simple

Very good service and nice friendly people who actually know their stuff!

When I bought my son his road legal pit bike, I didn’t realise that I would find it such a struggle to get him on the road. Because the bike didn’t seem to be recognised on most insurers systems and it was to be insured on a chassis number, this caused quite a few issues. When I called up Bikesure they told me they were a specialist for these bikes and even gave me 30 days to get the bike registered. Very good service and nice friendly people who actually know their stuff!

Sample Quotes

Stomp Enduro 125 Insurance

Aaron is a 23 year old postman from Plymouth. He lives in PL7 and has just bought a 2012 Stomp Enduro 125 for £1500. When Aaron isn’t at work he loves going out on his bike with his friends. He keeps his new toy in his garage at home, and he is known for always being in there polishing it! The problem he had was that the bike didn’t seem to be listed on any websites, so he was struggling to get any quotes.

Aaron only pays £252.62 for Third Party Only cover.

Thumpster Ripper 125 2007

Dean is a 32 year old hairdresser from Norwich. He lives in NR3 and has been looking for a road legal pit bike to have fun on at the weekend. In the end he grabbed himself a bargain, a 2007 Thumpstar Ripper 125 for only £1000! He really likes the Thumpstar as it has the wavy discs as standard which caught his eye! The only problem he faced was insurance. He found it hard to get any prices under £500.

Dean only pays £303.39 for TPFT cover.

Call today for a quote!

Get a cheaper quote over the phone by speaking to our friendly, expert staff today.

From our Norfolk-based offices, our teams of insurance experts are ready to take your call, and to help you get great cover at a great price.

Just click the callback button and we’ll give you a call at a time that suits you.

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Insurance to ride any bike

Ever fancied borrowing a friend’s or family member’s bike, but been worried that you might not be insured should you have an accident?

With Bikesure’s “ride any bike” insurance, you could add the equivalent of comprehensive insurance to your policy while you ride other people’s bikes – leaving you and the owner safe in the knowledge that you’re covered, whatever happens.

With up to a £10,000 claims limit, accidental damage, third party, fire, and theft cover included, and no need to let us know every time you borrow a new bike, you’ll be free to hop on and hit the road whenever you like.

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Agreed Value Insurance

Whatever bike you ride, from a scooter to a cruiser, dirt bike to superbike, you want to know that you can claim back the full value of your bike if it’s written off.

With agreed value insurance from Bikesure, we’ll work with you to agree the true value of your bike when you take out a policy, and make sure that you get that sum back when you need to claim – helping you to fund a replacement bike without leaving you out of pocket.

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Helmet and leathers

It’s no secret that your helmet and leathers are some of the most important items for staying safe on a bike – and that they can cost hundreds of pounds to replace if damaged.

For just £29.99 a year, our helmet and leathers insurance will cover up to £1,500 in the costs involved with repairing or replacing your leathers and helmet (or £40.00 for £3,000 in costs), including full leathers and other protective clothing, boots and gloves.

With a low £50 excess for each claim, insuring your protective kit could save you hundreds following an accident, and claims on your helmet and leathers policy won’t affect your bike no claims bonus.

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Keycare Insurance

If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.

For just £19.00 a year, our keycare insurance policy will cover locksmith expenses, replacement locks and keys, bike immobilizer replacement costs, vehicle hire costs, and transport costs if you’re stranded, up to a value of £1,500.

We’ll pay out if your keys are stolen, locked inside your home, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.

For more information and to add keycare to your policy, speak to a member of our team today.

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Motorcycle Breakdown

From just £62.00 a year, Bikesure Rescue provides gold-standard breakdown cover for your motorbike, offering 24 hour UK and EU roadside assistance and recovery, emergency accommodation costs, transport home, to a garage, or to a destination of your choice, and even an equivalent hire bike to help you get on your way after a breakdown.

We know that nobody wants to have their plans put on hold by a breakdown, or to be forced to hang around by the roadside for hours facing costly callout charges – so use Bikesure Rescue as your breakdown cover, and get motoring peace of mind at a price that suits you.

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