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Quad Bike Insurance

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For affordable quad bike insurance, Bikesure can help you. We have access to a wide variety of quad bike insurance schemes and can offer Defaqto 5 Star rated cover tailored to your exact needs. As a leading bike specialist, we have unmatched expertise in this area and collaborate with a panel of niche insurers.

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Tailored cover for quad bike owners

We provide a cost-effective, high-quality insurance service covering leisure, sports, utility, ATV, and buggy models. Whether you enjoy off-roading adventures or weekend rides on your Yamaha Raptor 700R, we have you covered.

Affordable quad bike insurance quotes

Finding a reasonable ATV insurance quote can be challenging, as many insurers may not fully understand the unique aspects of quad bikes compared to motorcycles. At Bikesure, we recognise these differences and work to provide you with competitive rates. 

Speak with our team of experts and discover how much you could save. We compare quotes from a panel of over 60 insurance providers, saving you time and effort. 

Why choose quad bike insurance with Bikesure?

Coverage available for performance, leisure, sports, utility, kids and ATV quads, buggies and bug riders

  • Insurance for any street-legal bike
  • Commuting insurance cover available
  • Multi-bike insurance policies at reduced rates including bikes
  • Cover for riders aged 18 and above
  • Riders with zero NCB accepted
  • Riders with motoring convictions covered
  • Riders with criminal convictions covered
  • Most modifications and customisations covered
  • Easy payment options including direct debit options
  • Full range of comprehensive, third party fire and theft (TPFT) and third party only (TPO) insurance
  • UK and foreign licences acceptable

Available discounts for quad bike insurance

We have a wide range of discounts available, many of which are only available over the phone.

  • Owners club discounts of up to 10%
  • Security discounts
  • Garaged discounts
  • Discount for motorcycle NCB
  • Discount for NCB earned and used on another vehicle
  • Multi-bike insurance discounts

Our best rates are available over the phone. Call us on 0800 369 8580 to find a tailored policy.

Travel Insurance with Quad Bike Cover

Riding quad bikes abroad, in countries like Vietnam, Greece, and Thailand, is increasingly common. Whether you are taking your quad bike overseas or renting one, it’s crucial to have travel insurance that covers potential accidents. 

At Bikesure, we offer tailored travel insurance options to suit your individual needs. Contact us to compare quotes. 

We can cover agricultural quad bikes on the road too

Insurance for agricultural quad bikes can be complex. Here’s what you need to know:

  • Coverage for road use: we provide insurance for utility quads registered for agricultural use, but coverage is applicable only when these vehicles are used on public roads
  • Our policies do not cover quads while they are engaged in agricultural activities on private land
  • Theft protection: comprehensive and third party, fire and theft (TPFT) policies include protection against theft, also covering incidents where your quad bike is stolen from its storage location

Quad bike insurance with a difference

Choosing a quad bike insurance policy from Bikesure ensures coverage that aligns with your needs. We provide access to specialist and affordable insurance schemes designed specifically for you.

We cover against fire and theft and offer a whole array of road insurance products to road-legal bikes.

And if you have zero no claims bonus (NCB), don’t despair. Whatever the reason for your lack of discount, you can get a quote from us, and we can also offer convicted rider insurance for riders with motoring convictions or criminal convictions.

Schedule a callback from one of our experienced members of staff today. Our links with knowledgeable underwriters allow us to offer cover you wouldn’t otherwise see on the market.

Bikesure’s insurance products can be customised to your needs – you can choose additional features that will benefit you most. All policies offer £100,000 of legal cover free of charge, but you can also choose personal injury cover, comprehensive breakdown cover with homestart and protective clothing and helmet insurance as low-cost options.

Read our FAQs page for commonly asked questions.

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Defaqto five star expert rated for Motorbike Insurance 2025

Insurance fit for a King

Four-time World Champion and King of The Jungle Carl Fogarty teams up with Bikesure Insurance

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“I paid just £72.40”

David (46), Cambridgeshire

1966 Triumph T100SS

Call today for a quote!

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Insurance to ride any bike

FROM £FROM £29.99

Agreed Value Insurance

FROM £45.00

Helmet and leathers

FROM £35.00

Keycare Insurance

FROM £23.00

Motorcycle Breakdown

FROM £62.00

Policy Upgrades

Bikesure offer a range of upgrades and extra benefits, at low prices, so you can add just the additional cover you need to your policy without breaking the bank.

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Legal Cover (Free)

All motorcycle policies purchased through Bikesure come with £100,000 of legal expenses cover completely free of charge. You will also have access to a 24 hour claims hotline and a dedicated claims handler, a suitable replacement vehicle (where eligible) in the event of a non-fault claim, and access to a panel of legal experts to help you through any litigation. Other brokers and insurers charge up to £32 or more for similar cover. This policy is underwritten by Financial and Legal Limited.

Helmet & Leathers Cover

Replacing your helmet and leathers can be expensive and inconvenient as you have to either stop riding or compromise your safety by riding without protective clothing. Protect up to £1,500 worth of protective clothing for just £35.00 or up to £3,000 worth for £40.00. This helps cover the costs involved with replacing your helmet and protective clothing in the event of a motorcycle accident so you can get back on the road as soon as possible. Underwritten by Trinity Lane Insurance Company Ltd.

Breakdown

The nightmare of your motorcycle breaking down puts all of your plans on hold. Hanging around by the roadside for hours, thwarted plans and costly callout charges mean that a comprehensive breakdown policy is an essential consideration for any biker. For just £62.00 a year, when bought with a motorcycle insurance policy, Bikesure Rescue includes gold-standard cover for the insured motorbike including UK and European Roadside Assistance and Recovery, puncture repair, transport to your destination, back home, or to a garage, and emergency accommodation costs, and can even provide you with a similar hire bike to get you on the road again quickly. Get complete roadside peace of mind today. The policy is underwritten by Trinity Lane.

Keycare

If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.

For just £23.00 a year, our keycare insurance policy will cover locksmith expenses, replacement locks and keys, bike immobilizer replacement costs, vehicle hire costs, and transport costs if you’re stranded, up to a value of £1,500.

We’ll pay out if your keys are stolen, locked inside your home, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.

For more information and to add keycare to your policy, speak to a member of our team today.

Personal Accident Cover

Nobody likes to think about the possibility of suffering a bodily injury in an accident, but unfortunately it can happen. Personal Accident Cover will pay out additional compensation in the event of accidental death, loss of sight, loss of limbs and road rage assault. The policy offers £25,000 of personal accident cover for only £19.00 a year. The policy is underwritten by Trinity Lane Insurance

Licence Defence

With access to legal advice when you need it most, and providing help negotiating some of the most complex legal and police paperwork, Licence Defence’s expert team could help any biker to avoid making mistakes while contesting their conviction or fine. To find out more about Licence Defence, and how it could help you for just £19.99 a year, contact our team today on 0800 369 8580

Excess Protection

If you are liable for a claim on your motor insurance policy (including non-fault claims where within 6 months you have been unable to recover your excess from a liable third party), this policy will reimburse any excess you have paid, up to a maximum of £300, £500 or £2,000 (dependent on premium paid) in the event of a claim. Protect your excess today from as little as £37.00. The policy is underwritten by Trinity Lane.

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Helpful Quad Bike Insurance Quotes

I didn’t have to burn money to insure my quad

When my quad bike caught fire, I feared that my insurance renewal premium would sky-rocket.

But Bikesure understood that there was little I could do to prevent an electrical fault on a five-year-old machine, and didn’t take it into account when calculating my quad insurance premium.

Sample Quotes

Quadzilla Stinger 250e

Piers is 29 and uses his quadbike for leisure activities in the Scottish Borders, near his home in Hawick (TD9). His 2006 Quadzilla Stinger 250e is worth around £1,500. He has had a full car licence for 8 years and currently has 4 years bonus on his private car policy, but no separate no claims bonus available for his quad policy. Piers is certain he will cover less than 3,000 miles a year.

Piers’s rate is just £206.57 for fully comprehensive cover, or only £114.20 for Third Party Only protection.

Honda TRX 350 ES Utility

Clive is 57 and from Cheltenham (GL51). He enjoys the great outdoors and loves using his 2004 Honda TRX 350 ES Utility quad for a bit of weekend fun. He covers less than 1,000 miles a year on the quad, which is worth around £2,000. Clive’s held his UK car licence for over twenty years, and has never made a claim, so although he has no no claims available to use on his quad, he has accrued maximum no claims bonus on his car policy

Clive’s rate is just £121.83 for Third Party Fire and Theft cover.

Call today for a quote!

Get a cheaper quote over the phone by speaking to our friendly, expert staff today.

From our Norfolk-based offices, our teams of insurance experts are ready to take your call, and to help you get great cover at a great price.

Just click the callback button and we’ll give you a call at a time that suits you.

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Insurance to ride any bike

Ever fancied borrowing a friend’s or family member’s bike, but been worried that you might not be insured should you have an accident?

With Bikesure’s “ride any bike” insurance, you could add the equivalent of comprehensive insurance to your policy while you ride other people’s bikes – leaving you and the owner safe in the knowledge that you’re covered, whatever happens.

With up to a £10,000 claims limit, accidental damage, third party, fire, and theft cover included, and no need to let us know every time you borrow a new bike, you’ll be free to hop on and hit the road whenever you like.

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Agreed Value Insurance

Whatever bike you ride, from a scooter to a cruiser, dirt bike to superbike, you want to know that you can claim back the full value of your bike if it’s written off.

With agreed value insurance from Bikesure, we’ll work with you to agree the true value of your bike when you take out a policy, and make sure that you get that sum back when you need to claim – helping you to fund a replacement bike without leaving you out of pocket.

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Helmet and leathers

It’s no secret that your helmet and leathers are some of the most important items for staying safe on a bike – and that they can cost hundreds of pounds to replace if damaged.

For just £29.99 a year, our helmet and leathers insurance will cover up to £1,500 in the costs involved with repairing or replacing your leathers and helmet (or £40.00 for £3,000 in costs), including full leathers and other protective clothing, boots and gloves.

With a low £50 excess for each claim, insuring your protective kit could save you hundreds following an accident, and claims on your helmet and leathers policy won’t affect your bike no claims bonus.

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Keycare Insurance

If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.

For just £19.00 a year, our keycare insurance policy will cover locksmith expenses, replacement locks and keys, bike immobilizer replacement costs, vehicle hire costs, and transport costs if you’re stranded, up to a value of £1,500.

We’ll pay out if your keys are stolen, locked inside your home, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.

For more information and to add keycare to your policy, speak to a member of our team today.

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Motorcycle Breakdown

From just £62.00 a year, Bikesure Rescue provides gold-standard breakdown cover for your motorbike, offering 24 hour UK and EU roadside assistance and recovery, emergency accommodation costs, transport home, to a garage, or to a destination of your choice, and even an equivalent hire bike to help you get on your way after a breakdown.

We know that nobody wants to have their plans put on hold by a breakdown, or to be forced to hang around by the roadside for hours facing costly callout charges – so use Bikesure Rescue as your breakdown cover, and get motoring peace of mind at a price that suits you.

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